Benefits Products and Services

Our comprehensive portfolio of products and services is designed to help you turn your healthcare objectives into reality.

Benefits Products

• Group and individual health insurance (medical, dental and vision)
• Group and individual life insurance
• Group and individual disability insurance
• Annuities

Benefits Services

• Plan design consulting
• Analysis-funding alternatives, claims, benchmark
• Alternative managed care concepts
• Negotiation assistance-carrier renewal, settlement, labor
• Benefit cost projections and renewal projections
• Strategy development for employee/retiree cost sharing
• Voluntary products
• Claims audits and ongoing monitoring
• Vendor management
• Merger/acquisition
• Employee communications